Swiss Retirement Planner
Compare Swiss retirement choices with traceable calculations and adviser-ready reports.
01 — The brief
Start with the useful tension.
Swiss retirement decisions combine dated evidence, pension choices, portfolio cash flows, tax and fee assumptions, and uncertainty. The implementation is designed to keep unsupported or conflicting inputs as named blockers instead of silently turning them into defaults.
Advisers reviewing local Swiss retirement scenarios and the households whose inputs are being evaluated; the captured surface is the adviser report profile.
Independently built local-first Swiss retirement decision-support product and deterministic portfolio/reporting implementation by the portfolio owner.
02 — Capability ledger
What exists, what is next.
A plain-language status check, so a polished surface never implies more than the work supports.
Implemented
05- Immutable local evidence and input provenance
The local case boundary records source bytes and hashes, separates evidence classes, and carries verification and blocker states through validation rather than treating missing or conflicting material as zero.
- Deterministic exact-accounting portfolio runs
The portfolio and ledger engines execute dated events with Decimal/minor-unit accounting, explicit event ordering, and residual checks; generated runs expose policy/scenario outcomes and accounting fields.
- Sealed offline adviser report projection
A configured adviser allowlist projects verified run artifacts into a preliminary HTML report with linked metrics, blockers, scenario rows, limitations, and no adviser-approved conclusion unless one is supplied.
- Model-conditional synchronized historical bootstrap
The stochastic boundary samples synchronized moving blocks across mapped historical columns, reruns each sampled path through the deterministic portfolio engine, and labels stability as model-conditional rather than a forecast.
- Explicit limitations and non-advice delivery boundary
Rendered reports keep preliminary/reviewed state visible, surface input quality and limitations, and state that the output does not execute transactions, elections, applications, or regulated advice.
Planned
00Nothing recorded here yet.
Unverified
00Nothing recorded here yet.
03 — Design decisions
The reasoning stays in the room.
01Represent settled money as exact minor units
Money and deterministic calculations avoid binary floating-point ambiguity by using strict minor-unit values and Decimal-based rounding at explicit boundaries.
02Capture case inputs once and hash the immutable snapshot
Compilation and execution retain the exact bytes and parsed snapshot used for a run, so mutable case-file rereads cannot silently change the calculation or its provenance.
03Render reports as read-only allowlisted projections
Reporting reads verified canonical run artifacts and applies an explicit profile allowlist, keeping raw documents and unapproved fields out of the human-facing pack.
04Keep bootstrap results model-conditional
The historical moving-block sampler preserves synchronized row provenance and reruns deterministic policies; stability output is labeled model-conditional and is not presented as a forecast.
04 — In the hand
Screens that explain themselves.
Images are shown as captured when available. Missing captures are labelled rather than quietly invented.
05 — A short walk-through
See the shape of the interaction.
Planned bounded CLI-to-adviser-report capture
- Start with a copied synthetic portfolio case and show the terminal command selecting capital-growth, capital-withdrawal, and capital-guardrails for R00 and M01; do not use private cases or real reports.
- Run the bounded deterministic command and show the emitted run directory, then run verify-run and show the exact provenance/accounting gate passing.
- Render the adviser profile into a new temporary output directory and run verify-report; keep the report visibly marked PRELIMINARY and avoid implying a recommendation.
- Open the local report, scroll from the executive summary to the policy/scenario outcome table and limitations, then stop on the synthetic, not-financial-advice report footer.
The materials